When to buy

Is there one special moment when you know it is time to commit? Not just when the pros out way the cons, but the moment when you realize the risk of homeownership is worth it?

Doubts can erode all the preparation and work you have put into finding the house. A buyer can talk themselves out of a decision pretty easily. Two words usually work: what if? I can guarantee you, buying a house will cost you money. It will cost you money the day you close, two weeks after you close, two months and two years. Some, if not most, will be because you decide to do something, but some will be a repair. It comes with homeownership, responsibility.

Are you ready?

I can't answer that question for you. Why did you start looking for a home? Why did you go on line and click through to learn more about a house? Why did you set your sights on that particular one? Why did you start arranging your furniture in your head when you saw it? Why did you fantasize about that sparkling new appliance on sale that will fit just perfectly?

Remember that feeling and let go of the what if.

You did your due diligence. Respect your decision and move in.